How credits work
One number for the AI meter.
Every action you take with Pango spends a few credits. Your plan comes with a monthly allocation; most groups stay well under. Here's exactly how it adds up — for the curious. You don't need to think about this to use stateful.
What each action costs
Approximate. We tune these so the round-number plan allocations cover the real usage of real groups — and we'll surface a change in the changelog if we ever recalibrate.
| Action | Cost |
|---|---|
| A quick chat with Pango | 1 credit |
| A deeper turn where Pango edits an artifact | 5 credits |
| Summarize a stretch of the Timeline | 2 credits |
| Pango writes a Space description for the list card | 2 credits |
| Pango describes an uploaded photo for context | 2 credits |
| Regenerating the Timeline since the last update | 3 credits |
| First-ever Timeline generation (reads the whole history) | 10 credits |
Chatting with each other (not Pango) is free and unlimited. Only AI work spends credits.
What each plan's allocation covers
Free
300 credits / mo
Roughly 150 AI turns. Enough to plan something real with one other person — a weekend, a small project. Past the cap, Pango drops to a lighter model and the chat keeps going for free.
Pro
3,000 credits / mo
10× the Free allocation, on the best models. Credits travel with you across every Space. And when more Pros join a Space, the shared pool grows.
What that looks like in real life
An AI turn averages about 2 credits across real groups (mostly cheap, sometimes expensive). Translating that to actual planning volume:
Free · 300 / mo
- ≈ 150 AI turns/month— Talking, planning, editing artifacts
- 1 active Space at a time— Or sketching multiple light ones
- ~5 turns/day— Enough to plan a weekend or one small trip
- The whole planning toolkit— Itinerary, budget, decisions, more
Pro · 3,000 / mo
- ≈ 1,500 AI turns/month— 10× the Free allocation, on the best models
- Credits travel with you— Every Space you're in shares your pool
- More Pros = bigger pool— Each additional Pro adds 3,000 more
- Photo & file uploads on messages— Drop receipts, screenshots, PDFs
These are typical workloads from real groups. The actual meter just adds up per-action costs from the table above.
Past the monthly allocation — no paywall
The expensive thing is the heavy-model work. When you run out of credits, the AI doesn't lock you out — it drops to a lighter model and your conversations keep flowing for free. Simpler answers, no big artifact rewrites until the meter resets, but the Space stays alive. You will see a gentle "running light" indicator so it's not a surprise.
Free, after 300
Chat keeps working on the lighter model — every turn still answers, just doesn't do the heavy artifact work. No usage bill, ever. Upgrade to Pro when the heavier work matters.
Pro, after 3,000
Same soft-cap behavior as Free — Pango drops to a lighter model until your next renewal. No overage, no surprise bills. Worst-case Pro bill is just the $11.99 you already paid.
The $20 overage cap is enforced both client-side (you'll see a warning before you hit it) and at Stripe's level — even if something on our side miscounts, you won't be surprised by the invoice.
Why credits instead of seats
AI calls are what cost us real money. Seats don't. Pricing on credits means a planning-heavy group of two pays roughly the same as a chatty group of seven — fair on both ends, and it doesn't punish you for inviting people into a Space.